February 4th, 2012

dub Nutrition Home Business Review

Any good Realtor will tell you that the key to successful investing in real estate is “location, location, location.” By the same token, the key to building a successful network marketing business is “timing, timing, timing.”  Other factors are important as well, but timing is certainly crucial.

When a network marketing company has been around for several years, the excitement wears off. Part of the appeal of any company lies in its ability to forecast a trend shift and then lead the way. “Also ran” companies that get on board later never seem to do as well.  Whether in art, coins, entertainers, or in business, people prefer originals, not copies. There is no question about dub Nutrition–it is definitely an original.

As a hopeful bodybuilder, Jeremy Wardle was obese, out of shape, and unhealthy. Nobody could have predicted that something would motivate him to transform his life and the lives of thousands of others. But it happened. That something was fear. Following several visits to a hospital with unexplained cardiac events, Wardle thought he was going to die. And then he met a man at a local gym who offered to help him not only survive, but turn his life around.  That friend taught Wardle about nutrition. About proper exercise. And about intelligent supplementation. The result was that Jeremy Wardle won a major bodybuilding contest just months later. Yes a great deal of hard work took place in between, along with a great deal of research and study. But the result was amazing. So amazing that Wardle decided to share his transformation with others.

Wardle discovered what many others already knew–that our foods today aren’t what they used to be. Our soils have been depleted of the essential vitamins and minerals that our bodies require to stay healthy. Our fruits and vegetables contain enough pesticides and herbicides to paralyze our immune systems. Our animal-protein sources are filled with antibiotics and vaccines and hormones. The result is that we become both undernourished and poisoned at the same time. Is it any wonder that so many people feel so bad? Or that health care costs are rising astronomically? How many people do you know over the age of 40 who are not taking one or more medications regularly? By that age, their immune systems are exhausted and have given up the battle.

So what does this have to do with home business? Everything!

People are sick and tired (literally) of this situation. They are angry about going to doctor after doctor and taking one prescription medication after another, and still feeling sick.  They have figured out that roughly 80% of all illnesses today are LIFESTYLE  ILLNESSES. We’re sick because our lives are filled with 1) Lousy nutrition, 2) Little or no exercise, and 3) Toxic stuff (chemicals and more) in our air, water, soil, foods, clothing, etc. And do you know what millions are now saying?

“I’m mad as hell and I’m not going to take this anymore!”

Yes this is a famous line from the movie NETWORK.  It represents a new awakening. A major change in attitude. And a shift in consciousness. This, my friend adds up to a major shift in lifestyle that is beginning to gather momentum

dub Nutrition is at the forefront of this shift. I don’t think Jeremy Wardle saw this shift coming. I believe he was one of many who figured it out for himself. BUT, he decided to take what he had learned and build upon it for the good of others. He followed the theory that “If this is good for me, then it must be good for others. Right?” And yes, he was absolutely correct.

In the two years since Wardle founded dub Nutrition and developed their nutritional supplements and overall plan for good health, thousands of individuals have benefited from Wardle’s discoveries and advice. Hundreds of amazing testimonials exist in this very short time documenting major life transformations due to dub Nutrition and its philosophy. And now–in 2012–a core group of devotees is preparing to take this message around the world. It became Jeremy’s mission to share his message with one person at a time. He merely asked them to share what they had learned with a few others. He believes in personal testimonials–in friends helping friends and neighbors. But then something happened to make this a movement rather than a personal mission.

The biggest and best infomercial producer in the world heard about Jeremy Wardle and his personal transformation.  Harrington MultiMedia Marketing (hm3) in Clearwater, Florida learned about Jeremy’s mission. They checked out his results. They reviewed the testimonials. Hm3 was so impressed that they partnered with dub Nutrition with a commitment to take this message to TV audiences around the world. Hm3 recognized the lifestyle shift that is taking place and determined to help lead the way for millions, instead of a few hundred, or a few thousand. A major infomercial campaign is underway as I write this blog post.

The result is that dub Nutrition is about to become a household name. Their products work. dub Muscle, dub Burner, dub Protein2.0,  dub Youth, and dub Energy. That’s all. Simple, effective, affordable products that work. It’s about time! Super Bowl Champion Michael Pittman takes these products every day of his life. Knowing that they are effective, safe, and all natural, he also recommends them for others–including his own parents and children.

dub Nutrition provides a network marketing compensation plan second to none. It was designed by experts to reward independent distributors for helping spread this lifestyle shift. This compensation plan was designed to enable the distributors to earn a very handsome income by sharing Jeremy’s mission with others.  My personal opinion is that many, many multimillionaires will be created as the dub Nutrition home business  spreads–and people become healthier, feel better, and then show others how this plan works.

As a retired physician (MD,) I have looked at many nutritional products and many nutritional supplement companies. I find the dub Nutrition products to be outstanding in every way. All natural ingredients, each included to perform specific functions that have been documented in reputable research studies. The timing could not be better for this lifestyle shift or for this business.

Fewer than 2000 distributors exist today for dub Nutrition products. In the next few months, millions of viewers will watch the remarkable story of this business, its products, and the many lives that have been transformed by it. The infomercials will also explain the opportunity that exists for individuals who are concerned about their own health and nutrition to join dub Nutrition and operate their own home business. Other home business experts are endorsing this company and this business. I believe this will become one of the success stories we dream of telling our grandchildren. About how you happened to be in the exact right place at exactly the right time when dub Nutrition was being launched. And your grandchildren will understand why you are so healthy, wealthy, and extremely wise.

The dub Nutrition business opportunity is the top home based business of 2012. It may just be the top home business of the decade.

 

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January 28th, 2012

dub Muscle Growth!

Do you want to feel strong and able to complete any task? Would you like for members of the opposite sex to check you out? Is your health less than stellar and you want to boost it? Whatever your reasoning, read on for ideas on how to build muscle and change your life.

Drink a little milk before you go to bed. The small boost of calories will prevent your body from turning to muscle for energy while you sleep, which will slow down your progress of building larger muscles. Have your milk with a bit of cereal, or try yogurt or cottage cheese with fruit.

Utilize giant sets on occasion. A giant set is when you do at least four exercises for a single muscle group simultaneously without resting. Do one or two of these giant sets in order to shock a muscle into growing. For your smaller muscles, which include your shoulders, biceps, and trips, a single giant set is adequate in order to achieve a complete workout.

Once you start lifting heavy weights to build your muscles, make sure that you use a spotter. Lifting heavy weights alone can be very dangerous. However, as long as you use a trained stopper, the activity should be relatively safe, and it is an effective way to build big, strong muscles.

Fish is a great source of omega-3s that the body needs for muscle growth and for nutrients after a great workout. The omega-3s have been shown to increase the body’s sensitivity to insulin and thus increase the way that it stores glycogen and amino acids in the muscles.

Perform each exercise until you hit the point of failure. The point of failure is when you reach the point that you physically cannot do another repetition. This will ensure that you are getting the maximum benefit from your workout. A word of caution – know your limits. Trying to push yourself beyond what your body is capable of can result in injury that can set back all of your efforts.

Consume more calories each and every day. If you are trying to gain some muscle weight, you will need to be eating more. Make sure these calories come from healthy foods, do not allow yourself to fill up only on junk, it will not help you out at all.

Some people want to look good, others want to feel good, and yet more people would like to be better able to complete difficult tasks. Building muscle changes your life in a myriad of ways which are beneficial to your greater good. Take what you’ve learned here and run with it!

dub Muscle is a unique product from dub Nutrition that provides virtually all of the amino acids essential for muscle repair and muscle growth. A sensible exercise routine is part of any good program, but dub Muscle also provides essential building blocks such as Beta Alanine, Chrysin, and Tribulus Terrestris. Vitamins C, B6 and B12 are known to assist in muscle growth. dub Muscle appears to contain all the good ones–and yet I see none of the “fluff”–fillers that add nothing except cost to so many other products. Good job, Jeremy Wardle. Good job, dub Nutrition. It’s easy to see how this company was recently voted the top home business for 2012.

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January 23rd, 2012

dub Nutrition and A Healthier You!

A better, healthier diet is something nearly everyone is interested in. Getting better nutrition can seem like a daunting proposition, though. Fortunately, you do not need to turn your diet upside-down all at once. We have outlined some quick and easy methods to improve your nutritional intake in small but effective ways.

We eat vegetables both cooked and raw. Which is better? Raw vegetables have their advocates. But current studies show that most vegetables have higher nutritional value and are more digestible when cooked. Carrots and cabbage are tasty eaten raw, but many vegetables are palatable only when cooked. Steaming is the best method to retain food value.

If you’re worrying about nutrition, try starting with your water intake. It is recommended that you have roughly 10 glasses of water a day. Which may seem like a lot, but take into consideration all the beverages you consume and the water content of the foods you eat. If you can actually drink 10 glasses of water, though, go for it! I highly recommend Reverse Osmosis or bottled water that’s free of chlorine.  Very important.

Cook up several whole potatoes and stuff them to have later as a quick meal. Potatoes keep great after being baked or even boiled. Just stick them in your fridge and when you are ready for a quick meal, slice them open, add some low-fat cheese and maybe some beans or broccoli, and warm everything in the microwave.

Have a slushy when you workout. It’s vital to remain hydrated during a workout, but especially on a hot day. On those days, don’t feel guilty about drinking a cool drink, even if it is a slushy, if you are exercising. Many runners who are otherwise healthy, have been known to pass out on very hot days because they fail to stay hydrated. Don’t let that happen to you.

You can give any meal a nutritional boost by adding more vegetables to it. If you are eating a sandwich, go ahead and put on some tomatoes, lettuce and other vegetables that would complement it. You can add many different types of frozen vegetables to most casseroles without changing the flavor.

Eat more soy containing foods for healthy bones. Many of the soy foods which contain soy, contain a lot of calcium, or they are fortified with calcium. Magnesium and boron, which work with calcium for optimum bone health, are also found in soy foods. Soy foods are great for strong, healthy bones.

Try cutting the extra fats in half that you add to your foods. Cutting the amount of butter, salad dressing, mayonnaise or sauces you add to your food helps you focus on the main food item you’re eating, instead of the fatty extras. For example, many people find they do not miss the extra butter they typically slather on a biscuit without thought, when they cut the butter amount in half.

Like a lot of other worthwhile endeavors, a new diet is a big undertaking. Fortunately, you can break this undertaking down into little steps. Every small change gets you closer to your big goal: A healthy diet full of good nutrition.  One essential step is to supplement your diet with the healthful ingredients that are no longer in our soils, so are not in our foods. Vitamins, minerals, essential amino acids. The good stuff.

dub Nutrition makes marvelous natural supplements for athletes, body builders, and average folks like you and like me. I enjoy taking them, and feel comforted by knowing that I’m providing my body with the good nutrition it requires to keep me feeling good.

For anyone interested in earning additional income, dub Nutrition was recently voted the top home business for 2012.

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January 21st, 2012

Strategic Default–Repair or Avoid Bad Credit

Someone with a bad credit score can find life to be extremely difficult. Paying higher rates and being denied credit, can make living in this economy even harder than usual. Instead of giving up, people with less than perfect credit have options available to change that. This article contains some ways to repair credit so that burden is relieved.

If you are trying to repair your credit, don’t allow a disputed bill to go to collections. Just because something shouldn’t have been charged to you doesn’t mean it can’t go to collections and harm your credit score. Instead of refusing to pay the bill, pay it but include a notice that you are paying under protest and intend to take the matter to the small claims court.

If you have been having trouble paying your bills on time, this will negatively affect your credit score. Maintaining a lengthy history of timely payments is key to establishing a good credit history. The longer you pay your bills on time, the better your score will be. Try to make sure you pay your bills on time each month. Even a single missed payment can hurt.

For an improved credit score, avoid store credit cards. Store credit cards are usually opened with an amount that is barely above your purchase price. This causes you to instantly have a maxed out credit card balance on your report. Having a maxed-out balance can reduce your overall score with all three reporting agencies.

To build your credit score, apply for secure credit cards. You decide in advance how much these cards will cover, so that you do not spend more than you can afford to pay back. This should help you manage your finances efficiently and build your credit at the same time.

The many different types of credit you have, will certainly affect your credit score.
So try to have a few different accounts so that you can easily repair your credit. You want to have both installment and non-installment credit types on your report, having as many available credit as possible in each.

When working to repair your credit it is important to make sure everything is reported accurately. Remember that you are entitled to one free credit report per year from all three reporting agencies or for a small fee have it provided more than once a year.

To repair your credit, start making your payments on time. Work on reducing credit card debt and try to keep the balances below thirty percent of the total in the future. Paying your cards on time prevents additional late payment fees and builds a positive history. The longer you can maintain a positive payment history, the higher your score will get.

Home Foreclosure

A home foreclosure can have an extremely negative impact on your credit. A foreclosure will stay on your credit record for seven years and will greatly hinder your ability to obtain any new credit. If you have credit problems or trouble making payments, try to negotiate with your lender to obtain alternative payment plans and avoid foreclosure. If this is not possible, consult a professional to conduct a short sale or strategic default. In my home state, a Florida short sale or Strategic default Florida has provided a very good option for many.

The burden of bad credit can weight heavily on a person. Yet the weight can be lifted with the right information. Following these tips makes bad credit a temporary state and can allow someone to live their life freely. By starting today, anyone with poor credit can repair it and have a better life today.

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January 18th, 2012

dub Nutrition for Women’s Health–Part Two

The information in Part One of dub Nutrition for Women’s Health was taken from an article by Valerie Frankel on Health.com Its title: Secrets of the World’s Healthiest Women. This is a continuation of that post.

“Okinawa, a Japanese island region, is known to have the highest concentration of centenarians (people aged 100 or older) in the world. Compared to Americans, they have an 80 percent lower rate of breast cancer death and less than half the rate of ovarian or colon cancer deaths. They also have much lower rates of dementia and a lower risk of heart disease.

How they do it: On Okinawa, they practice hara hachi bu, or eating until 80 percent full. A spiritual lifestyle that includes prayer and meditation seems to reduce stress — —and possibly ailments related to it. Low cancer rates are believed to be due to a high-fiber plant-based diet of rice, soy, cruciferous and sea vegetables, fruit, omega-3-rich fatty fish, and only a tiny bit of dairy and meat.

Just as crucial is a sense of connection and community. “In Blue Zones like Okinawa, there is strong social support, family bonds, and a value placed on continuing to be active in society into your 80s, 90s, and 100s,” Buettner says. “The sense of belonging matters for lowering stress, disease prevention, and longevity.”

The much-heralded Mediterranean diet has been linked to a longer life and a lower risk of heart disease, diabetes, obesity, cancer, Parkinson’s, and Alzheimer’s. As we’ve heard before, this diet includes good fats (olive oil, nuts, fish), lean proteins, antioxidant-rich fruits and vegetables, and a moderate amount of wine.

Of course, it’s all about knowing when to say basta — —enough. “Eat like an Italian” doesn’t mean diving into a never-ending pasta bowl. Buettner adds, “In Blue Zones like the island of Ikaria in Greece, you find extended families under one roof making family meals.” What’s more, activity is a part of daily life — —”not something to suffer through at the gym.”

7 things to do starting today

Buettner is crossing Iowa in a bus, attempting to change American towns into homegrown Blue Zones. “More than 40 percent of Americans smoked in the ’60s, and only 20 percent do now,” he points out. “We can turn around our diet and lifestyle, too.” One thing we Americans have going for us: We are always up for a challenge. So try these healthful Blue Zone— — and Cold Spot — —inspired ideas.

Take 20 percent off. “In every Blue Zone, they eat less than we do, by at least 20 percent,” Buettner says. One trick for slashing portions: “Instead of putting big platters of food at the center of the table, fill each plate at the counter,” Buettner says.

Pile on the plants. Not only are plant-based diets rich in antioxidants and other good-for-you nutrients, they’re also better for your waistline. “A plate of food in Okinawa has one-fifth the calorie density of a typical American meal,” Buettner says. “You can chow down for a fraction of the calories.” Buettner suggests thinking of meat as a condiment rather than the main event, and subbing in more beans, legumes, and nuts.

Learn to love the foods that love you back. A diet of berries and elk or tofu and sea vegetables might seem utterly foreign — —but taste buds can be retrained. “Americans love fat, salt, and sugar because that’s what 9 of 10 we’re used to,” Katz says. “But studies show that if you eat more wholesome foods, you can learn to prefer them.” An easy way to start: Search for stealth sugar, which Katz says is found in many packaged foods. “Once you get rid of that hidden sugar, you’ll start to prefer less-sweet foods,” he notes.

Sit down— — and slow down. It might be too much to cook every meal. But we can sit at a table to eat our takeout instead of scarfing it down in the car. Savor each bite as the French do; stretch your meals out for 20 whole minutes. You’ll end up eating less and enjoying more.

Get up. “The longest-living people don’t think of exercise as a chore,” Buettner says. Instead, little bits of movement are a constant part of their everyday lives. Make like a French woman and take a short walk after dinner. Shovel your own snow instead of paying the kid next door; make extra trips carrying laundry up and down the stairs.

Get out. Every Blue Zone is known for its strong social and family bonds. Besides spending quality time at home with family, surround yourself with healthy-living friends — —good health habits are contagious, research shows. Be sure to get involved in your community, too, whether it’s at church, a gardening group, or a volunteer organization. These connections can add years to your life, Buettner says.

Take it easy. Even the world’s healthiest people get stressed out sometimes. What they all have, Buettner says, are daily strategies to shed stress. Meditate, go for a run, make a dinner date with your best friend — —and don’t worry about your inability to be a French woman or a Greek farmer.”

To this I would add, we know that our marvelous human bodies require high-quality fuel–in the form of good nutrition–to function properly. We also know that when your body receives this good nutrition, your desire disappears for “junk” food that supplies empty calories. We consume  these empty calories mainly because we are craving the nutrients that are no longer present in our food–even artificially colored fruits and vegetables  that appear fresh in our grocery stores today. If it’s not realistic or practical for us to  grow or gather our own high-quality fuel, what’s the answer?

The answer is to ingest safe, healthful nutritional supplements. Jeremy Wardle–the founder of dub Nutrition–has addressed this dilemma for us. Their supplements are as essential to average Americans as they are to elite athletes or bodybuilders. By providing the essential ingredients that are missing today in our processed and packaged foods, our bodies can function the way they were designed. Add to that the proper exercise that’s part of the dub Nutrition program, and we’re back on track. Whether discussing women’s health or men’s health, career women, housewives, or professional athletes, the human body only has a few basic requirements in order to serve us well. dub Nutrition makes it simple, easy, and affordable for each of us to meet these requirements.

For anyone interested in earning additional income, dub Nutrition was recently voted the top home business for 2012.

 

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January 18th, 2012

dub Nutrition For Women’s Health–Part One

The following information is taken from an article by Valerie Frankel on Health.com Its title: Secrets of the World’s Healthiest Women.

“The secret to a long, healthy life in America? According to longevity researchers, it may be to act like you live somewhere else.

It seems like every year another country’s lifestyle is touted as the new magic bullet to cure us of obesity, heart disease, and premature death: For an unclogged heart, herd goats and down olive oil like a Mediterranean. Avoid breast cancer and live to 100 by dining on tofu Japanese-style. Stay as happy as Norwegians by hunting elk and foraging for cowberries.

The places we’re usually told to emulate are known as Blue Zones or Cold Spots. Blue Zones were pinpointed by explorer Dan Buettner and a team of longevity researchers and are described in his book The Blue Zones: Lessons for Living Longer from the People Who’ve Lived the Longest. They’re areas in Italy, Japan, Greece, California, and Costa Rica where the people have traditionally stayed healthy and active to age 100 or older.

Similarly, Cold Spots, as identified by integrative medicine physician Daphne Miller, M.D., author of The Jungle Effect, are five areas in Mexico, Iceland, Japan, Greece, and Cameroon with low rates of “Western” ailments like heart disease, depression, and certain cancers.

Now I’d like to eat my way to a long life, but I’m not about to start foraging for raw plants — —I live in Brooklyn. I admire the vascular supremacy of Mediterranean folks, but I doubt I could completely replace butter with olive oil and chips with nuts. My kids would mutiny.

But it’s crucial that we all try, says David L. Katz, M.D., founding director of the Yale Prevention Research Center: “The Centers for Disease Control has projected that one in three Americans will have diabetes by 2050.” Message received! So I took a look at a few key regions to see which habits we Americans could make our own.

According to the best seller French Women Don’t Get Fat by Mireille Guiliano, the paradox of how French women consume butter and cream without gaining can be explained in two words: portion control. They have small amounts of fresh, quality food and antioxidant-rich wine, lingering over multiple courses and savoring every bite.

French women also tend to walk everywhere instead of attempting to get to the gym. “In France, they climb stairs. Many of the buildings are older and don’t have elevators,” says Steven Jonas, M.D., professor of preventive medicine at Stony Brook University School of Medicine in New York and coauthor of 30 Secrets of the World’s Healthiest Cuisines.

Plus, the price of gas is a lot higher, so people are motivated to walk instead of drive. All of this adds up to French women having a low incidence of heart disease and obesity (12 percent compared to the U.S.’s 36 percent).

The traditional Northern European food philosophy is to eat what you — —or someone nearby— — grew or gathered. The key words are local and fresh. Native plants include cruciferous vegetables, whole grains, and berries. Northerners eat omega-3-rich fatty fish, as well as elk and game birds, which tend to be leaner than farm-raised livestock.

The Nordic diet and way of life produces low rates of obesity (as low as 8 percent, depending on the country). Despite scarce sunlight, Icelandic and Scandinavian people actually suffer from depression less than Americans, possibly due to all those omega-3s.

In Scandinavia, there’s also a physical component to producing food. “They expend energy growing and gathering,” explains Amy Lanou, Ph.D., a senior nutrition scientist for the Physicians Committee for Responsible Medicine in Washington, D.C. “But that isn’t feasible in many regions in America.”

If backyard gardening isn’t possible for you, even a weekend apple- or berry-picking trip will connect you to your food and is a good workout to boot.”

To this I would add, we know that our marvelous human bodies require high-quality fuel–in the form of good nutrition–to function properly. We also know that when your body receives this good nutrition, your desire disappears for “junk” food that supplies empty calories. We consume  these empty calories mainly because we are craving the nutrients that are no longer present in our food–even artificially colored fruits and vegetables  that appear fresh in our grocery stores today. If it’s not realistic or practical for us to  grow or gather our own high-quality fuel, what’s the answer?

The answer is to ingest safe, healthful nutritional supplements. Jeremy Wardle–the founder of dub Nutrition–has addressed this dilemma for us. Their supplements are as essential to average Americans as they are to elite athletes or bodybuilders. By providing the essential ingredients that are missing today in our processed and packaged foods, our bodies can function the way they were designed. Add to that the proper exercise, and we’re back on track. Whether discussing women’s health or men’s health, career women, housewives, or professional athletes, the human body only has a few basic requirements in order to serve us well. dub Nutrition makes it simple, easy, and affordable for each of us to meet these requirements.

For anyone interested in earning additional income, dub Nutrition was recently voted the top home business for 2012.

 

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January 16th, 2012

Strategic Default Florida—Why Is The Timing Urgent?

According to Wikipedia, “A strategic default is the decision by a borrower to stop making payments on a debt despite having the financial ability to make the payments.”

Homeowners who owe more on a property than the property is currently worth are said to be upside down or underwater in that property. When a borrower in what’s known as a non-recourse state doesn’t pay their property loan, the lender can recover title to the property through foreclosure, but has no recourse to obtain a judgment for any remaining balance owed. In what are know as recourse states, laws permit a lender to obtain a deficiency judgment against the borrower’s personal assets.

To explain, in recourse states such as in Florida, if a property cannot be sold for an amount sufficient to pay off the entire indebtedness, lenders are quick to file suits for deficiency judgments against property owners. Once a judgment is obtained, the borrower’s remaining assets that are not sufficiently protected are typically seized and liquidated to satisfy the judgment.

Individuals with few personal assets can seek protection through federal or state bankruptcy laws. This means they can walk away from their mortgages and start over. Over-leveraged individuals with significant assets, however, are denied this option. Even though their property has declined significantly in value, their lender will almost certainly obtain a deficiency judgment and seize their other assets of value should they default on their loan.

 

It’s estimated that fewer than 2% of practicing attorneys and ½ of 1% of active Realtors truly understand how to properly negotiate or structure the sale of a property for these individuals. Properly negotiate means that the lender 1) Accepts less than the full amount owed, 2) Cancels the mortgage obligation as “debt satisfied,” and 3) Agrees in writing not to pursue legal action against the borrower’s remaining assets.

When properly negotiated and structured, such an agreement is a win-win situation for all parties. A strategic default Florida transaction protects the remaining assets of the borrower(s,) while providing the lender with an amount that represents the true current market value of the property. This arrangement preserves the remaining assets for the borrower’s family, while delivering funds in a timely manner to the lender, and at considerably less expense than might otherwise be possible. The impact is also far less negative on the borrower’s credit score and credit than suffering a foreclosure and subsequent deficiency judgment.

 

The difference between 1) the value of the property at the time of foreclosure or short sale, and 2) the amount of the note (assuming the note is larger) is considered by the IRS as “debt forgiven.” This entire amount may be considered income subject to federal income tax. For a short period ending at the end of December 2012–due to the Mortgage Forgiveness Debt Relief Act of 2007–this “phantom income” will not be subject to tax on primary residences.

 

Unless the end date of this Debt Relief Act is extended—and there is currently nothing on the agenda in congress to suggest that it will be extended–upside-down homeowners who sell or have a property foreclosed after December, 2012 will be liable for income tax on any “forgiven” debt. This amount is automatically treated as ordinary income–not capital gains.

 

Can you imagine losing several thousand–perhaps hundreds of thousands of dollars–along with having your home seized by the bank, and then wind up owing the IRS thousands of dollars more in taxes on top of everything else?

 

The window of opportunity to avoid this nightmarish scenario is rapidly closing. Since negotiations with lenders and short sales often require several months, it would seem prudent to get things underway as quickly as possible. Delaying a decision until the last minute can result in serious and very expensive consequences.

 

Only a few strategic default specialists are qualified to consult with individuals who possess significant assets, and who owe more on a real property than the property is currently worth. It’s highly advisable to consult one of these specialists early on when your property fits the criteria outlined above. Doing so in a timely fashion may save you many thousands of dollars and help protect your good credit rating for the future.

 

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January 12th, 2012

dub Muscle–An Impersonal Review

dub muscle is a lean-muscle building formula from Jeremy Wardle and dub Nutrition. dub muscle is not the typical HUGE muscle building product, but is designed first to protect your muscle tissue. It influences your metabolic rate of how quickly you burn calories and which type of tissue is involved. It also helps you add muscle in its leanest form possible. dub Nutrition says that they believe you can recompose your body. Yes that means a six pack in place of a keg, or nice calves in places of “cankles.”

How can this this be achieved? First the body must be cleared of free radicals through a process called nitric oxidation. This allows the body to accept new tissue development and encourages proper blood flow to the area being stressed while you’re training. One amino acid used in dub Muscle to deliver the maximum blood flow and nutrition to the muscle being trained is Beta Alanine . This ingredient also supports a quicker recovery than might otherwise be possible. Acai Berry has also been added as a foundational component. Acai is one of the worlds super foods and best anti oxidants available today. Other ingredients include tribulus terrestris, chrysin, milk thistle, DHA, vitamin B12, and more. Each ingredient was carefully evaluated before including it into the dub Muscle product.

You can certainly research all the possible amino acids and vitamins yourself that might maximize your training efforts. A few people do this. But, whether you’re a competitive bodybuilder or successful business executive or full time parent who merely wants to be fit in order to feel good and perform well at your job, doesn’t it make better sense to rely on experts in their own professions to guide you? This is what Jeremy Wardle did when he began to envision sharing his own personal research with others. Jeremy sought out several experts to guide him as he transitioned from his earlier state of being obese and unhealthy, and entered the world of healthful bodybuilding. Jeremy simply wanted to be fit. He’d had enough of being rushed to the E.R with chest pain and shortness of breath. He consulted with physicians as well as nutrition and fitness experts–and these are often not the same people. He worked with fellow athletes to see what ingredients or supplements were giving the best results without endangering anyone’s health.

Through his own efforts and testing, along with expert guidance, Jeremy Wardle was able to create winning formulas that greatly simplified the process of building lean muscle while losing excess body fat. He pared down the numbers of ingredients to the ones that truly perform a complementary role in muscle development, and that support good general health at the same time.

The winning formula for optimum health and fitness is and always has been good nutrition, proper exercise, and appropriate supplementation. dub Nutrition appears to have found a healthy balance in their products. dub Muscle is a good fit and a mainstay in their product line, and plays an important role in overall nutrition and lean muscle development without harmful side effects.

dub Muscle definitely merits our attention and consideration in our goal to become fit and healthy. In addition, dub Nutrition offers a very complete pay plan for those who are interested in a work from home business. It makes good sense today to incorporate your passion–or even your hobby of good health and fitness–into a lucrative home business. dub Nutrition allows people to do this very thing.

For anyone interested in earning additional income, dub Nutrition was recently voted the top home business for 2012.

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January 10th, 2012

Possible Cause of Tinnitus: Medications

It’s well known that certain medications can cause tinnitus. In most instances, the tinnitus goes away when the offending medication is stopped and clears the system. Occasionally, a medication can cause permanent damage to the hair cells in the inner ear. In such instances, the symptom of tinnitus as well as any accompanying hearing loss may also be permanent.

Aspirin is one of the most common culprits–typically when taken in large doses. Some blood pressure medications often cause tinnitus as well. If you are experiencing tinnitus of recent onset, and are taking any medications, search the medication online to see if it’s known to cause tinnitus. The Physician’s Desk Reference (PDR) is a good source for information.

If you feel that a prescribed medication is responsible for your tinnitus, discuss it with the doctor who prescribed the medication. Do not discontinue a prescribed medication on your own. Ask your doctor about the possibility of discontinuing it or substituting another medication in place of the offending one.

Should your tinnitus persist, good TINNITUS TREATMENT options are available today.

When taken at recommended dosages, the following prescription and over-the-counter drugs have caused tinnitus in a small percentage of patients.

NOTE: Not all medications on this list cause tinnitus in a significant number of people. Only the ones marked with an asterisk–*– appear problematic, producing tinnitus in 3% or more of patients.

These drugs were not specifically tested on people who already had tinnitus. More information about these listed drugs can be found in the Physicians’ Desk Reference (PDR).

A
Abelcet Injection
Abilify Tablets
Accutane Capsules
Aceon Tablets
Acifex Tablets
Actiq
*Actonel Tablets
Adalat CC Tablets
Aggrenox Capsules
Agrylin Capsules
Alferon N Injection
Aloxi Injection
Altace Capsules
Ambien Tablets
Amerge Tablets
Amitriptyline
Amnesteem Capsules
*Anaprox Tabs
*Anaprox DS Tabs
Anzemet Injection
Anzemet Tablets
Aricept Tablets
Aricept ODT Tablets
Arthrotec Tablets
Asacol DR Tablets
Atacand HCT Tablets
Atrovent Nasal Spray
Avelox IV
Avelox Tablets
Axert Tablets

B
Bayer Arthritis Pain Formula
Bayer Aspirin
Bayer PM Aspirin
BC Powder
BC Allergy Sinus Cold Powder
BC Powder Arthritis Strength
Biaxin XL Filmtab Tablets
Biaxin Granules
Blocadren Tablets
Buprenex Injectable

C
Campral Tablets
Capastat Sulfate Injection
Carbatrol Capsules
Cardeen IV
Cardizem LA Extended Release Tablets
*Cataflam Tablets
Caudeut Tablets
Celebrex Capsules
Celexa Oral Solution
Celexa Tablets
*CellCept Capsules
*CellCept IV
*CellCept Oral Suspension
*CellCept Tablets
Cipro IV
Cipro Oral Suspension
Cipro Tablets
Cipro XR Tablets
Clinoril Tablets
Colazal Capsules
Copaxone IV
Coreg Tablets
Cosopt Opthalmic Solution
Covera HS Tablets
Cozaar Tablets
Cuprimine Capsules
Cytovene Capsules
Cytovene IV

D
Dapsone Tablets USP
Daranide Tablets
*Depacon Injection
*Depakene Capsules
*Depakene Syrup
*Depakote Capsules
*Depakote Tablets
*Depakote ER Tablets
Desferal Vials
Diovan HCT Tablets
Diprivan Injectable
Dynacin Tablets

E
*EC-Naprosyn Tablets
Edecrin Tablets
Edecrin Sodium IV
Effexor Tablets
Effexor XR Capsules
Elavil
Eldepryl Capsules
Elmiron Capsules
*Emend Capsules
Engerix-B
Equetro ER Capsules
Eskalith Capsules
Eskalith CR Tablets
Evoxac Capsules
Exelon Capsules

F
Flexeril Tablets
Floxin Otic Solution
Floxin Tablets
Flumadine
Fortical Nasal Spray
Frova Tablets
Furosemide Tablets

G
Gabitril Tablets
Garamycin Injectable
Gengraf Capsules
Geodon Capsules
Gleevec Tablets

H
Hyperstat IV Injection
Hytrin Capsules
Hyzaar Tablets

I
*Imdur Tablets
Imitrex Nasal Spray
Indocin Capsules
Indocin Oral Suspension
Indocin Suppositories
*Infergen
*Intron A Injection
Invirase Capsules
Invirase Tablets

J

K
Kaletra Capsules
Kaletra Oral Solution
Kaopectate Anti-Diarrheal Liquid

L
Lamictal Tablets
Lamictal Chewable Tablets
*Larium Tablets
Levaquin 5% Dextrose Injection
Levaquin Injection
Levaquin Oral Solution
Levaquin Tablets
Levitra Tablets
Lexapro Oral Solution
Lexapro Tablets
Lipoderm Patch
Lipitor Tablets
Lithobid Tablets
Lotensin HCT Tablets
Lotrel Capsules
Lunesta Tablets
Lyrica Capsules

M
Maalox Max Strength
Marinol Capsules
Maxalt Tablets
Maxalt-MLT Tablets
Meridia Tablets
Miacalcin Nasal Spray
Micardis Tablets
Micardis HCT Tablets
Midamor Tablets
Migranal Nasal Spray
Mintezol Suspension
Mintezol
Mirapex Tablets
Morbic Oral Suspension
Mobic Tablets
Moduretic Tablets
Mustargen Injection

N
Nadolol Tablets
*Nalfon Capsules
Namenda Oral Solution
Namenda Tablets
*Naprosyn Suspension
*Naprosyn Tablets
Naropin Injection
Neoral Capsules
Neoral Oral Solution
Neurontin Capsules
Neurontin Oral Solution
Neurontin Tablets
Nexium ER Capsules
Nexium IV
Nipent Injection
*Niravam Tablets
Noroxin Tablets
Norvasc Tablets
Norvir Capsules
Norvir Oral Solution

O
Orthoclone OKT3 Solution
OxyContin Capsules

P
Parnate Tablets
Paxil CR Tablets
Paxil Oral Suspension
Paxil Tablets
Pepcid Injection
Pepcid Oral Suspension
Pepsid Tablets
Pepto-Bismol Max Strength
Pepto-Bismol Original
Permax Tablets
Phenegran Suppositories
Phenegran Tablets
Pletal Tablets
Prevacid ER Capsules
Prevacid ER Oral Suspension
*Prevacid NarpraPAC 375
*Prevacid NarpraPAC 500
Prevacid Tablets
Prevpac
Prilosec OTC Tablets
Primaxin IM
Primaxin IV
Prinivil Tablets
Prinzide Tablets
*Prograf
ProSom Tablets
Protonix Tablets
Proventil HFA Aerosol
*Prozac (Frequent)

Q

R
*Rapamune Oral Solution
*Rapamune Tablets
Razadyne Oral Solution
Razadyne Tablets
Recombivax HB
*Relafen Tablets
Relpax Tablets
Requip Tablets
Rescriptor Tablets
Reyataz Capsules
Risperdal M-Tab Tablets
Risperdal Oral Solution
Risperdol Tablets
Rythmol SR Capsules

S
Sandimmune IV for Infusion
Sandimmune Oral Solution
Sandimmune Capsules
Sndostatin LAR Depot
Sedapap Tablets
Seroquel Tablets
Sonata Capsules
*Soriatane Capsules
St. Joseph 81 mg Aspirin
Sular Tablets
Sulphasalazine
Surmontil Capsules
Sustiva Capsules
Symbyax Capsules

T
Tambocor Tablets
Tarka Tablets
Tasmar Tablets
Tegretol Chewable Tablets
Tegretol Suspension
Tegretol Tablets
Tegretol XR Tablets
*Tequin Injection
*Tequin Tablets
Teveten Tablets
Teveten HCT Tablets
Thalomid Capsules
Tiazac Capsules
Ticlid Tablets
Timolide Tablets
Timoptic in Ocudose
Timoptic Opthalmic Solution
Timoptic-XE Opthalmic Solution
*TOBI Solution for Inhalation
Topamax Sprinkle Capsules
Topamax Tablets
Toprol-XL Tablets
Tricor Tablets
Trileptal Oral Suspension
Trileptal Tablets
*Trisenox Injection
Twinrix Vaccine

U
Ultracet Tablets
Uniretic Tablets
Univasc Tablets

V
Vancocin HCl Capsules
Vantin Tablets
Vantin Oral Suspension
Vaseretic Tablets
Vasotec IV
Verelan Capsules
VFEND IV
VFEND Oral Suspension
VFEND Tablets
Viagra Tablets
Vicoprofen Tablets
Vivactil Tablets
*Voltaren Tablets
*Voltaren-XR Tablets

W
Wellbutrin Tablets
*Wellbutrin SR Tablets
*Wellbutrin XL Tablets

X
*Xanax XR Tablets
Xifaxan Tablets

Y

Z
Zegerid Oral Solution
Zestoretic Tablets
Zestril Tablets
Zithromax Capsules
Zithromax IV
Zithromax Oral Suspension
Zithromax Tablets
Zithromax Tri-Pak
Zmax Oral Suspension
Zoloft Oral Concentrate
Zoloft Tablets
Zomig Nasal Spray
Zomig Tablets
Zomig-ZMT Tablets
Zonegran Capsules
Zosyn
Zosyn Galaxy Containers
Zyban SR Tablets
Zyprexa Tablets
Zyprexa ZYDIS Tablets
Zyrtec Chewable Tablets
Zyrtec Syrup
Zyrtec Tablets
Zyrtec-D ER Tablets

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January 4th, 2012

dub Burner–What and Why?

What is a “burner” and who would need to take one?

The term burner refers to any substance that helps speed the metabolism of cells. A fat burner speeds the metabolism of fat cells and stimulates the body to preferentially burn fat as a source of energy rather than stored protein. This fat is then converted to glucose, which supplies the energy for all cellular functions.

One primary fitness goal is to increase our muscle mass while decreasing the amount of fat stored in our body’s cells. Providing a fat burner to our body’s cells, along with good nutrition and proper exercise, assists this fat loss process. Whether in athletic competitions, personal workouts, or extreme bodybuilding, we want the additional energy required for such increased activity to be supplied by our body fat stores. Along with the ingestion of high-quality proteins, this preferred type of metabolism spares or protects our muscles from being used as a source for this energy. Once again proper nutritional supplementation helps us achieve our goal.

Research has disclosed a few substances that consistently perform this function. These include green tea, guarana, L-arginine, caralluma fimbriata, and others. Remember, dub Nutrition products are all about the KISS 1-2-3 principle. Dub Nutrition has made proper supplementation quite simple for us and these ingredients are included in the dub Burner product.

Most of us are delighted that we don’t need to do an extensive search on our own. The founders and leaders of dub Nutrition already did this work for us. They first searched out top experts in nutrition, athletic performance, muscle physiology, bodybuilding, and nutritional supplementation. They then personally tested recommended combination of ingredients until they found what worked best for them. The resulting products include dub Burner.

Having said this, one ingredient in dub Burner does deserve special mention–vitamin B12. This is a key element for maintaining balance and smooth functioning in the body at any age; however, around age 50, our absorption of B12 from food sources diminishes considerably. So, this ingredient is particularly important for baby boomers and seniors who wish to maintain their fitness and good health.

For anyone interested in earning additional income, dub Nutrition was recently voted the top home business for 2012.

Posted in Dub Nutrition, family income, finances, financial freedom, health and fitness, home based business, home based business success, income for retirement, make money at home, nutrition and health, work from home | Comments Off

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